Beyond Banking
Ecosystem.
Transforming banks and savings institutions — from financial service provider to holistic solution provider with a digital ecosystem.
From Financial Service Provider to Holistic Solution Partner
From Financial Service Provider to Holistic Solution Partner.
Beyond Banking is a strategic positioning that enables banks and savings institutions to transform and expand their business model. Instead of offering isolated banking products, financial institutions evolve into a comprehensive ecosystem that supports customers across various aspects of their lives. The solution incorporates proven elements from Consulting, Solutions and Service, delivering an efficient digital ecosystem approach.
DATA POTENTIAL & EXPERIENCE WORLDS
New Possibilities for Designing Experience Worlds, Customer Journeys and Data Potential
IMPRESSIONS
Impressions
Selected platform insights for Beyond Banking experience worlds.
Building Assistant
Provider Directory
Offer Management
Health & Care
Customer Journey – Pool Construction
Financing Calculator
Personalized Experience Worlds
VALUE PROPOSITION
Secure and Expand the Banking Business
Customer Retention
Beyond Banking offerings increase touchpoints and opportunities for customer-bank interaction. A lasting relationship with customers creates higher retention rates.
Core Business Strengthening
The digital ecosystem offers banks and savings institutions the opportunity to retain customers on their own platform and drive consumption, rather than losing them to third-party platforms.
Diversification
Additional service-based business is bundled in an innovative ecosystem approach, enabling revenue diversification beyond traditional interest-based income.
Complete Solution
Strategy
The Masterplan simplifies business model analysis and asks the right questions to comprehensively and structurally map all relevant factors.
Technology
The Multi-Marketplace is the scalable white-label solution that enables a digital platform for regional and supra-regional business models.
Operations
The option to outsource the setup and operation of one or more business units. Technical and business operations.
BUSINESS MODEL
Business Model
Challenge
Many bank customers increasingly use offerings and services through digital platforms in their daily lives. This is not about traditional financial products such as loans, checking accounts or financing, but about the everyday life of the end consumer. The future belongs to platforms that accompany customers in financial planning and daily life.
Solution
Banking is unemotional. The lifestyle concept of the Beyond Banking ecosystem gives banks and savings institutions the opportunity to accompany customers in emotional areas of life and position the platform as the central hub for all needs. A bundling of products, services and real estate emerges. The banking institution becomes a strategic marketplace operator, offering a wide range of services and establishing itself as the customer's primary touchpoint.
Revenue Model
The Beyond Banking ecosystem offers multiple commercialization models:
- ›Lead generation for financing partners/KPI
- ›Commissions from business transactions
- ›Advertising revenue
- ›Affiliate commissions
- ›Real estate IT data brokerage
- ›Data sales and digital product development
- ›Fees for digital platform usage
Strategic Importance of Beyond Banking
Core Business
Classic Banking
Means to an end — financing, investing, insuring
Account / Payments
Payments
Real Estate
Financing
Pension
Savings · Investment
Leasing
Factoring
Insurance
Protection
Credit
Financing
Mortgage
International
Export
Startup
Succession
Leads from Beyond Banking
Beyond Banking generates qualified leads directly into classic banking
✦ New Revenue Streams
Beyond Banking
Daily relevance — experiences & customer needs
Lead Funnel into Banking
Every touchpoint generates financing demand — Real Estate → Mortgage, Energy → Subsidies, Commerce → Business Loan
Strategic Partners
Net Interest Income
stable
Fee Income
growing
Trading Income
volatile
✦ New Revenue Streams via Beyond Banking
scalable · lead-driven
Ready for the Next
Step?
Let's shape your digital business model together.
Get in TouchConfidential. Strategic. No obligation.